India’s banking sector offers a wide array of career opportunities for graduates and professionals across the country. Below is a detailed list of all the major banking and financial institution exams conducted regularly in India:
The State Bank of India, being one of the largest public sector banks in India, conducts its own recruitment process for various posts.
SBI PO Exam
For recruiting Probationary Officers (PO), one of the most prestigious and competitive roles in banking.
📅 Frequency: Annually
🎓 Eligibility: Graduation | 🕐 Age: 21 to 30 years
SBI Clerk Exam
For Junior Associates (Clerical Cadre) responsible for customer service and daily banking operations.
📅 Frequency: Annually
🎓 Eligibility: Graduation | 🕐 Age: 20 to 28 years
SBI SO Exam
For Specialist Officers in departments like IT, Law, HR, Marketing, etc.
📅 Frequency: As per requirement
🎓 Eligibility: Depends on role | 🕐 Age: Varies (usually 21–35)
IBPS is the central body that conducts recruitment exams for multiple public sector banks in India, excluding SBI.
IBPS PO Exam (CWE PO/MT)
For recruiting Probationary Officers and Management Trainees in public sector banks.
📅 Frequency: Annually
🎓 Eligibility: Graduation | 🕐 Age: 20 to 30 years
IBPS Clerk Exam (CWE Clerical)
For clerical roles in customer handling and banking operations.
📅 Frequency: Annually
🎓 Eligibility: Graduation | 🕐 Age: 20 to 28 years
IBPS RRB Exam (CWE RRB)
For recruitment in Regional Rural Banks, including:
Office Assistant (Clerk)
Officer Scale I (PO equivalent)
Officer Scale II & III (Managerial posts)
📅 Frequency: Annually
🎓 Eligibility: Graduation (Experience for Scale II & III) | 🕐 Age: 18–40 years (depending on the post)
IBPS SO Exam (Specialist Officer)
For specialized roles such as IT Officer, HR Officer, Law Officer, Marketing Officer, etc.
📅 Frequency: Annually
🎓 Eligibility: Graduation + Relevant field degree | 🕐 Age: 20 to 30 years
RBI is the central bank of India and conducts some of the most reputed exams in the banking sector.
RBI Grade B Exam
For Managerial roles in policy-making, economics, and financial regulation.
📅 Frequency: Annually
🎓 Eligibility: Graduation with 60% or PG with 55% | 🕐 Age: 21 to 30 years
RBI Assistant Exam
For clerical positions handling data entry and support work in RBI offices.
📅 Frequency: Almost every year
🎓 Eligibility: Graduation | 🕐 Age: 20 to 28 years
NABARD focuses on rural development and agriculture finance and offers high-profile roles through its exams.
NABARD Grade A (Assistant Manager)
For General and discipline-specific posts in agri-finance, economics, and rural development.
📅 Frequency: Annually
🎓 Eligibility: Graduation/Post-Graduation (as per post) | 🕐 Age: 21 to 30 years
NABARD Grade B (Manager)
A higher post than Grade A, fewer vacancies, more responsibilities.
📅 Frequency: Occasionally
🎓 Eligibility: PG degree with min 60% | 🕐 Age: 25 to 32 years
NABARD Development Assistant
Clerical role for handling rural banking operations.
📅 Frequency: Occasionally
🎓 Eligibility: Graduation | 🕐 Age: 21 to 35 years
Conducted by LIC, NIACL, and GIC for insurance-related posts with good salary and perks.
LIC AAO (Assistant Administrative Officer)
For officer-level roles in administration, IT, actuarial, and finance.
📅 Frequency: Annually (tentative)
🎓 Eligibility: Graduation | 🕐 Age: 21 to 30 years
LIC ADO (Apprentice Development Officer)
For recruiting insurance agents and promoting LIC products.
📅 Frequency: As per vacancy
🎓 Eligibility: Graduation | 🕐 Age: 21 to 30 years
LIC Assistant
Clerical-level role similar to a bank clerk.
📅 Frequency: Occasionally
🎓 Eligibility: Graduation | 🕐 Age: 18 to 30 years
NIACL AO (Administrative Officer)
For officer posts in New India Assurance Company.
📅 Frequency: Annually
🎓 Eligibility: Graduation | 🕐 Age: 21 to 30 years
NIACL Assistant
Clerical position in insurance claim and customer support.
📅 Frequency: Occasionally
🎓 Eligibility: Graduation | 🕐 Age: 21 to 30 years
GIC Assistant Manager (Scale I)
Officer-level job in reinsurance.
📅 Frequency: Occasionally
🎓 Eligibility: Graduation | 🕐 Age: 21 to 30 years
For careers in export finance and international trade facilitation.
ECGC PO (Probationary Officer)
Recruited by the Export Credit Guarantee Corporation for credit insurance roles.
📅 Frequency: Annually
🎓 Eligibility: Graduation | 🕐 Age: 21 to 30 years
EXIM Bank Officer
For export-import related financial roles.
📅 Frequency: Based on vacancy
🎓 Eligibility: Graduation + MBA/PG in relevant field | 🕐 Age: 21 to 30 years
A digital payments bank under India Post, focused on financial inclusion.
IPPB Assistant Manager
For managing field operations and customer services.
📅 Frequency: Occasionally
🎓 Eligibility: Graduation | 🕐 Age: 20 to 30 years
IPPB Executive (Contractual)
Short-term positions (1–2 years) mainly for outreach.
📅 Frequency: Based on requirement
🎓 Eligibility: Graduation | 🕐 Age: 21 to 35 years.
India’s financial and banking services industry remains among the most trusted, stable, and desired career choices for lakhs of candidates every year. Being conducted by well-known organizations such as SBI, IBPS, RBI, NABARD, LIC, and many more, there are opportunities available for fresh graduates, experienced professionals, and even domain experts.
Regardless of whether your interest is in public interaction as a clerk, leadership and management as a Probationary Officer, or in areas such as IT, HR, Law, Economics, Risk, or Agri-Finance, the banking industry offers varied jobs with tremendous growth opportunities. Not only do these jobs carry handsome salary packages, job security, and benefits, but also the chance to contribute to the economic development of the country by way of digital banking, financial inclusion, and rural outreach.
It is worthwhile to remain current with official announcements, eligibility standards, examination patterns, and syllabus updates, given that most of these exams are extremely competitive and need intelligent preparation strategies. In addition, certifications from institutes such as IIBF (for instance, JAIIB/CAIIB, AML/KYC, Credit Professional) may further enhance your profile, particularly after you join the industry.
In short, banking exams are not tests—they are doors to lifetime professions blessed with stability, respect, and meaning. Therefore, whether you’re gearing up for your maiden endeavour or seeking a career change, this guide of banking exams will steer your journey in the correct direction.
